Pengaruh Risiko Kredit Dan Risiko Likuiditas Terhadap Kinerja Keuangan

Aprilia Nur Agnia; Egi Gumala Sari

doi:10.59806/jaatb.v2i1.358

Penulis

Aprilia Nur Agnia Sekolah Tinggi Ilmu Ekonomi Tri Bhakti, Bekasi, Indonesia
Egi Gumala Sari Universitas Terbuka

DOI:

https://doi.org/10.59806/jaatb.v2i1.358

Kata Kunci:

Credit Risk, Liquidity Risk, Financial Performance

Abstrak

Purpose: This study aims to determine the effect of Credit Risk and Liquidity Risk on Financial Performance.

Design/methodology/approach: This research uses quantitative data, the sample in this study is basic financial sector bank which are listed on the Indonesia Stock Exchange in the period 2018 – 2022 as many as 27 companies. The analysis technique used to test the hypothesis is multiple regression analysis using Eviews 9 software.

Findings: The results of this study indicate that Credit Risk has a negative and statistically significant effect on Financial Performance and Credit Risk has a negative and statistically significant effect on Financial Performance.

Originality/value: This research discusses financial performance and other factors such as credit risk and liquidity risk which focuses on banking sector companies listed on the Indonesian stock exchange. This research uses a fixed effect model as a measurement of financial performance.